May 9th, 2018 Newsletter

May 9, 2018
Reducing Your Future Tax Burden With A Roth IRA Conversion

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For retirement savers seeking to minimize their tax bills, an individual retirement account (IRA) offers unique benefits. Indeed, taxes are an important consideration of any financial plan; if not appropriately managed, excessive tax …
Forbes

Still waiting? Possible reasons why you haven’t received your tax refund yet
One of the biggest motivations to get your taxes filed on time is to get your tax refund as quickly as possible. Yet once you file your return, it can seem like forever before your hard-earned refund money hits your account or you …
USA Today
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Is Estate Planning Now Dead?
Thanks to the new tax law, that’s what some people may think. But estate planning is about a lot more than just taxes. With the passage of …
Kiplinger

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library
How Changing Your Go-To Credit Card Could Save You Hundreds
A new survey from CreditCards.com shows that 28% of cardholders have never changed their credit card, and another 12% have been using …
Fox Business
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Signs you need to clean up your finances
Many people have yet to face reality when it comes to their finances. If you’re in that camp, consider this your firm, but friendly …
CNN Money

Amazon Says More Than a Million U.S. Small Businesses Sell on Its Site
Amazon.com Inc. said more than one million small businesses in the U.S. sell their wares on its online marketplace, providing the number for …
The Wall Street Journal
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5 topics you should discuss with your kid before co-signing a student loan
If you’re a parent looking at private student loans for your kid, you’re probably also thinking about becoming a co-signer. According …
USA Today

Millennials Are Closing Mortgage Deals Faster Than Ever
With mortgage rates climbing, locking in and closing on a home loan as fast as possible is the name of the game. Millennials are achieving …
Investopedia
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Tools That Make Saving For A Down Payment Easier
The down payment has always been one of the biggest roadblocks to home buying. And with home prices on the rise and the median down payment …
Forbes

To buy or not to buy? Car subscriptions offer an alternative
People use monthly subscriptions to pay for lots of things they used to buy: music, smartphones, books and even clothes. Why not cars …
ABC News
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Invest in The Poor to Create a Sustainable Future: Managing Your Money Like Bill Gates
It’s no coincidence that some of the most successful entrepreneurs in the world also happen to be the wealthiest. Anyone interested in growing …
Inc

Cartoon
“Where is that retirement income stream I keep hearing about?”
Copyright © Randy Glasbergen
Trivia
Which structure is displayed on the back of a US nickel?
See the answer below.
3 Reasons To Use An Employer-Sponsored Retirement Plan
Although many will agree that saving for retirement is a good financial move, a significant number of employees still do not participate in …
Investopedia
What Year Was It?

L. Ron Hubbard Published Dianetics

L. Ron Hubbard Published Dianetics

Lafayette Ronald Hubbard published Dianetics: The Modern Science of Mental Health. The book quickly caught fire and morphed into a belief system boasting millions of subscribers: Scientology.
The day was May 9. What year was it?

Quote of the Week
“The individual investor should act consistently as an investor and not as a speculator.”
Ben Graham
Trivia Answer
Which structure is displayed on the back of a US nickel?
Answer: Monticello, Jefferson’s estate.
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