April 2017, 2019 Newsletter

Tax Mistakes You Can’t Afford to Make
Taxes are very complicated — and unfortunately, the stakes are high when you’re submitting info to the IRS. If you make an error, you could end up being audited and potentially owing penalties for back taxes. Or you could find …
Fox Business

8 Ways You Might Be Cheating on Your Taxes
Whether we’re pointing out frequently overlooked tax breaks, explaining how retirement income is taxed or providing tools that help you …
Kiplinger

Financial literacy matters. Here’s what we need to do about it
The lack of financial understanding by consumers has been signaled as one of the main reasons behind savings and investing problems faced …
CNBC

When Waiting for Social Security Makes No Sense Whatsoever
Deciding when to start getting your Social Security benefits Opens a New Window. is a critical financial decision that will affect …
Fox Business

30-Year vs. 15-Year Mortgage: What’s the Difference?
A bewildering variety of mortgages may be available, but for most homebuyers, in practice, there is only one. The 30-year fixed-rate mortgage …
Investopedia

Why Colleges Should Not Cut Tuition Prices
Most private colleges could lower their tuition prices. But they should not. First, lower tuition prices would not help students as much …
Forbes

Ways to keep your travel credit card working for you
You saw an irresistible credit card offer — tens of thousands of bonus points or miles easily worth a plane ticket or short hotel stay …
USA Today

18% of Homeowners Are Making This Expensive Mistake
Buying a home is a huge financial undertaking. Not only must you amass a down payment Opens a New Window. , but you’ll also need to cover …
Fox Business

Baby boomers face retirement crisis — little savings, high health costs
April is National Financial Literacy Month, but this week is National Retirement Planning Week, which means it’s time for yet another …
CNBC

Secrets of the Millionaires Next Door
We all know somebody like Mitch, your mass-transit-riding, brown-bagging coworker who has toiled in accounting for as long as you …
Kiplinger

Millennials make this major 401(k) mistake
Participating in an employer’s 401(k) plan is a good way to set aside funds for the future, especially if your company offers a generous …
USA Today

“Unless we receive your outstanding balance within ten days, we will have no choice but to destroy your credit rating, ruin your reputation, and make you wish you were never born. If you have already sent the seven cents, please disregard this notice.”
Copyright © Randy Glasbergen

Trivia
On the reverse side of the 2001 one dollar bill, below the pyramid, is the Latin phrase “novus ordo seclorum”. What does this mean?
See the answer below.

More Than Half of Americans Want to Live Till 100 but Worry About Affording It
With life expectancies continuing to climb, the idea of living to 100 isn’t as far-out as it once might’ve been. In fact, 53% of Americans …
Fox Business

What Year Was It?

Apollo 13 Returns to Earth

With the world anxiously watching, Apollo 13, a U.S. lunar spacecraft that suffered a severe malfunction on its journey to the moon, safely returns to Earth.
The day was Apr 17. What year was it?

Quote of the Week
“The real measure of your wealth is how much you’d be worth if you lost all your money.”
Anonymous

Trivia Answer
On the reverse side of the 2001 one dollar bill, below the pyramid, is the Latin phrase “novus ordo seclorum”. What does this mean?
Answer: A new order for the ages.

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Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750

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Tom Umstattd, CPA

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