August 7th, 2019 Newsletter


6 Ways the IRS Can Seize Your Tax Refund 
If you are still waiting for your federal income tax refund this year, here’s one reason it might be delayed: the government could have seized it. The same federal agency that normally issues tax refunds, the U.S. Treasury …

Extended Tax Deadline: Moves to Make Before October 15
Taxpayers who needed more time to file their 2018 federal tax returns may have received an automatic six-month extension from the IRS …

How To Spend Less And Save More Without Cutting Back
It’s an age-old conundrum: how can you increase your bank balance without decreasing your enjoyment? We all know that in order to …
Finance Monthly

Money stress keeping you up at night? Do you need financial therapy?
Does money stress have you tossing and turning at night? Are you ignoring your bank account statements? More than half of adult Americans …
Fox Business

90% of Americans regret making this money mistake
Most Americans (64%) report that they waste a considerable amount of money, according to a new study by The Ascent. Some waste is minor …
USA Today

5 Signs of Trouble in the Stock Market
For most of 2019, the stock market has been on a tear. In recent weeks, new records have been set in every major market index. It’s a …
Investor Junkie

Now Is a Good Time to Refinance
Mortgage rates have dropped to levels not seen since 2016, and homeowners are rushing to refinance. You can benefit even if you …

Saving for College: Life Insurance or 529?
A college education may be the key to a better job for most Americans, but it comes at an alarmingly high cost these days. The average …

Here’s how to get more college financial aid, without breaking the rules
As college costs explode, families are turning more desperate for financial aid. It was recently revealed that some parents took …

Social Security Claiming Strategy For High Incomes
Late claiming has been the standard advice coming from financial planners and from commentators like me. By starting at 70 …

13 Ways to Simplify Your Finances
We know you’re stressed out. With everything you’re expected to keep up with in a day, it may help to find ways to make your life a …

“On my 65th birthday, I’m going to lie down in a crop circle and wait for aliens to abduct me. That’s my retirement plan.”
Copyright © Randy Glasbergen
When was the first paper money issued in the colonies?
See the answer below.
Money problems? Perhaps financial therapy is for you
Money is about more than numbers: emotions are often at play too. Just as you can seek professional help for unhealthy issues …
ABC News
What Year Was It?

Wood Raft Makes 4,300-mile Voyage

What Year

Kon-Tiki, a balsa wood raft captained by Norwegian anthropologist Thor Heyerdahl, completes a 4,300-mile, 101-day journey from Peru to Raroia in the Tuamotu Archipelago, near Tahiti.
The day was Aug 7. What year was it?

Quote of the Week
“It’s almost sickening now that the regulators ‘on the beat’ while the biggest credit collapse in modern financial history unfolded are now patting themselves on the back for their ‘brave’ stance on short-selling!”
James Chanos
Trivia Answer
When was the first paper money issued in the colonies?
Answer: 1690
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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