December 18th, 2019 Newsletter


How to File Your Child’s First Income Tax Return
As your child moves toward adulthood, you face several milestone decisions. In each case, part of the decision involves a desire to help your child become more independent and responsible. But one milestone you may …

The Most-Overlooked Tax Breaks for Retirees
For new retirees—especially those on a fixed income—it’s more important than ever to take full advantage of every tax break available …

The Dangers Of Paying Off Student Loans With Your 401(k) Savings
Have you ever heard the phrase “sometimes the cure is worse than the disease”? This may be one of those cures. Even the most casual …

Estate planning: How to tell your children they’re not getting an inheritance
Peter the Planner: You can do whatever you want with your money and not feel bad about it. Full stop. You’ve hit on a topic about …
USA Today

What Are We Doing To Put A Stop Towards Period Poverty?
Tampon tax refers to the profits from the VAT charge of 5% applied to sanitary products and while this might be significantly less …
Finance Monthly

Here’s whom you should tip — and how much you should give — this holiday season
‘Tis the season for holiday tipping. As the end of the year draws near, it’s time to think about showing your gratitude to those who …

How to Read Social Security Benefit Estimates
A lot of people these days believe they’ll receive little or nothing from Social Security. They’ll hear otherwise from Social Security …

5 Ways To Trick Yourself Into Saving Money
Americans are saving an average of 8.1%, according to September data from the Federal Reserve Bank of St. Lous. Not bad, but if you’re …

Social Security: The Basics of When to Claim Your Benefit
Retirees generate their income from any number of sources, which can vary from individual to individual, such as a pension, a 401(k) …

Three Simple Habits That Will Help You Stick To Your 2020 Budget
It’s that time again! The end of the year (in fact the end of the decade!) is upon us, and a lot of us are starting to set goals for …

5 scenarios that will drain your wallet during the holidays
It’s the holiday season and shopping is on a 24/7 loop. So if you get a little loopy, well, you might want to step away from the laptop …
USA Today

“Thanks, but I’d rather get my finacial advice off the Internet.”
Copyright © Randy Glasbergen
The third president is on the front of the US nickel. Who was he?
See the answer below.
Is Apple Pay Safe?
Apple Pay is a mobile payment system that was in use by close to 400 million people around the world as of …
What Year Was It?

Mayflower Docks at Plymouth Harbor

What Year

The British ship Mayflower docked at modern-day Plymouth, Massachusetts, and its passengers prepared to begin their new settlement, Plymouth Colony.
The day was Dec 18. What year was it?

Quote of the Week
“A wise person should have money in their head, but not in their heart.”
Jonathan Swift
Trivia Answer
The third president is on the front of the US nickel. Who was he?
Answer: Jefferson
Tom Umstattd, CPA
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Austin, TX 78750
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