December 27th, 2017 Newsletter

Dec 27, 2017
Tax Change is Here: Here’s How to Plan for It


The first major American tax overhaul since 1986, the Tax Cuts and Jobs Act (TCJA) of 2017 has arrived. Congress has approved it, and now the bill will be sent to President Trump to be signed into law, expected before Christmas …

The Most Overlooked Tax Deductions
Through deductions, American wage earners have the chance to pocket more income, rather than hand over their hard-earned cash to the …

Why carrying a credit card balance isn’t a bad thing
It’s generally a bad thing to carry a balance on a credit card. The typical credit card charges an interest rate of about 15% per …
USA Today

What to expect for your personal finances in 2018
No one wants to be caught off-guard when it comes to their finances. So The Associated Press asked several experts to share their opinion …
ABC News

Important Tips to Follow When Creating a Budget (and Avoiding Pitfalls)
For many businesses, budget is a dreaded word. For small businesses, sometimes it’s entirely foreign. As a small business owner you have …

Living On The Edge Financially? Try Hitting Pause Before Borrowing
Would you agree to pay a 1,000% interest rate? Of course not. No one would ever willingly choose such a shockingly high rate. And yet …

5 things you’ll need to save money on heat this winter
Successfully heating or cooling your entire living space lives in a tricky niche: at the corner of “ridiculously expensive” and …

Steps to Saving $1 Million Before You Retire
Not surprisingly, the most common retirement savings goal among Americans is $1 million. Unfortunately, many people who want to …
Fox Business

A Charitable Strategy for Residents of High-Tax States
If you live in high-tax state, you may be asking what can you do to save after the new tax overhaul? Doubling up on your charitable …

Homeowners: Here’s what’s in the tax bill for you
Republicans on Friday unveiled the final version of their tax bill, and it has new restrictions for some homeowners. Senate …

3 Ways to Make 2018’s Minimum Wage Increases Work for You
In 2018, 20 states will be increasing their mandated minimum wage. Washington and California will both increase by 50 cents …

“How can you call me unemotional? You’ve seen me cry over interest rates!”
Copyright © Randy Glasbergen
When was Abraham Lincoln’s face engraved on the penny?
See the answer below.
Why You Should Front-Load Your 529 Plan
If you can swing it financially, it makes sense to front-load your 529 plan, also known as a “qualified tuition plan” or QTP. The purpose …
What Year Was It?

Radio City Music Hall Opens

Radio City Music Hall Opens

At the height of the Great Depres­sion, thousands turn out for the opening of Radio City Music Hall, a magnificent Art Deco theater in New York City.
The day was Dec 27. What year was it?

Quote of the Week
“The stock market is filled with individuals who know the price of everything, but the value of nothing.”
Phillip Fisher
Trivia Answer
When was Abraham Lincoln’s face engraved on the penny?
Answer: 1909
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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