February 28th, 2018 Newsletter

Feb 28, 2018
These 3 ticking tax time bombs could destroy your retirement


Smart savers work hard to keep the taxman at bay as long as possible. But there’s only so much you can do to put off having to pay some taxes. Eventually, the IRS wants its cut — and it’s best either to be prepared for the …
USA Today

When ‘Married, Filing Separately’ Lowers Your Tax Bill
New 20% deduction for pass-through businesses is among reasons couples may want to file separately. The rarely used “married, filing …
The Wall Street Journal

Five Tips To Keep In Mind When Shopping For A Mortgage
In today’s competitive real estate market, homebuyers need all the help they can get in finding the right home at the right price …

A new tax scam, and tips on how to deal with it
If you weren’t expecting an income tax refund but discover a big deposit from the Internal Revenue Service in your bank account, don’t …
SF Gate

The New Retirement Reality for Women
A woman’s road to retirement has a few extra hurdles. To successfully jump them, they may want to rethink what retirement means in …

5 Key Tax Law Changes Impacting Businesses
The Tax Cuts and Jobs Act (TCJA), a $1.5 trillion tax cut package, has several implications for businesses. It was signed into law …

He can afford to pay off his student debt faster. But should he?
I have a student loan with a balance of $95,000 that has an interest rate of 2.4% over 20 years. I save at least 18% of each paycheck …
CNN Money

Here’s How You Might Manage to Pay Off Half of Your Credit Card Debt
Though I’ve argued many times in the past that the average American should not be getting a tax refund Opens a New Window., the fact …
Fox Business

How the standard tax deduction could cost you
If you search the IRS website for tax forms, you’ll get over 900 results. Here are the ones you need to know. Walbert Castillo, Ramon …
USA Today

How long can cryptocurrencies like bitcoin shine?
One of Silicon Valley’s latest stars isn’t on television or a music mogul. His name is Jeremy Gardner, dubbed a cryptocelebrity …
ABC News

Do You Know the Best Social Security Claiming Strategies?
Social Security benefits are a key source of retirement income for most Americans. Yet, many workers planning for retirement—and even …

“I used to have a lemonade stand, but this pays better.”
Copyright © Randy Glasbergen
What year was the first penny minted?
See the answer below.
7 Big Estate Planning Mistakes
This is the second installment of my seven-part series on major estate planning mistakes. In the first installment, I discussed how …
What Year Was It?

Watson and Crick Discover Chemical Structure of DNA

Watson and Crick Discover Chemical Structure of DNA

Cambridge University scientists James D. Watson and Frances H.C. Crick announce that they have determined the double-helix structure of DNA, the molecule containing human genes.
The day was Feb 28. What year was it?

Quote of the Week
“Formal education will make you a living; self-education will make you a fortune.”
Jim Rohn
Trivia Answer
What year was the first penny minted?
Answer: 1787
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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