January 2nd, 2019 Newsletter

Should You File an Early Tax Return?
Even though many taxpayers file their tax returns on or about April 15 every year, it’s not mandatory to wait until the last minute. Indeed, filing an early tax return can make sense for a variety of reasons. The Internal Revenue …
10 Ways the IRS Could Be More Taxpayer-Friendly in the New Year
Let’s face it…the IRS isn’t the most popular government agency out there. It’s not just that they take your money. They also have a (undeserved …

Medical bills plague millennials; these tips may be the cure
Chrystal McKay knew enough about medical care costs that she skipped the ambulance ride after a car accident. A friend drove her to …
ABC News

What Happens to Your Debt When You Die?
Americans are dying with an average of $62,000 in debt, according to recent data. This is a whole lot of money to owe, and it raises a very …
Fox Business

Close to retirement? Here are six key considerations
If you’re getting close to putting full-time work behind you, make sure you give the financial implications of that step more than …

How To Include Charities In Your Will To Leave A Legacy
When people do estate planning, they often don’t think about supporting the causes that have been important to them. Yet, it turns out that …

Getting the Most Out of Your Health Savings Account
Now that you’ve chosen your 2019 health insurance, you may be able to benefit from one of the best tax breaks available: the health savings …

Your Property Tax Assessment: What Does It Mean?
Property taxes are a primary source of revenue for many local governments. They’re also a significant expense for homeowners, year in and …

Money-saving hacks to help you save more in 2019
Saving is tough, but these simple hacks will pave the way to a more lucrative 2019. Buzz60’s Tony Spitz has the details. 48% of people who …
USA Today

29 states have minimum wages above the federal level
The federal minimum wage of $7.25 an hour has remained the same since 2009. Since then, 29 states and the District of Columbia have set …
Fox Business

Frustrated by the Public Service Loan Forgiveness program?
Most people pursuing public service loan forgiveness discover at some point that they don’t qualify, for one technical reason or another …

“You told me to look for sound invesments, so I bought and expensive stereo.”
Copyright © Randy Glasbergen
The third president is on the front of the US nickel. Who was he?
See the answer below.
Are all bank accounts insured by the FDIC?
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects you against loss of …
What Year Was It?

US – Russia Detente Ends

What Year

In a strong reaction to the Soviet invasion of Afghanistan, President Carter asks the Senate to postpone action on the SALT II nuclear weapons treaty and recalls the U.S. ambassador to Moscow.
The day was Jan 2. What year was it?

Quote of the Week
“A wise person should have money in their head, but not in their heart.”
Jonathan Swift
Trivia Answer
The third president is on the front of the US nickel. Who was he?
Answer: Jefferson
Tom Umstattd, CPA
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Austin, TX 78750
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