January 9th, 2018 Newsletter


Gift Tax in 2019
The holiday season is a huge time for gifts, but it isn’t often until after New Year’s Day that the bills start coming due. In addition to having to make sure you pay off any big credit card balances you rang up, you’ll also …
Fox Business

Can moving to a higher tax bracket cause me to have a lower net income? 
Many people think that when their income increases by just enough to push them into a higher tax bracket, their overall take-home pay, or …

Time to check your withholding
Most people don’t think about ringing in the New Year by taking a closer look at their paycheck, yet financially it’s a very good move …

More First-Time Home Buyers Are Turning to the Bank of Mom and Dad
Rising home prices are sending first-time buyers to their parents for help with mortgage down payments. More than 26% of mortgage …
The Wall Street Journal

Eliminate These 5 Money Mistakes
The New Year is here, and you probably have outlined everything you want to obtain and change when it comes to your money. No matter …

The Best Savings Accounts for Kids
Starting a savings account for your child is one of the best gifts you can give them. Financial literacy isn’t something that is …
Investor Junkie

How to save more money in 2019
For a lot of of us, our New Year’s resolutions might include growing our bank accounts. Here’s some tips on how to do that. Buzz60’s …
USA Today

70% of Americans Say They Need to Improve This Financial Aspect of Their Lives
When it comes to money matters, Americans clearly have a fair amount of work to do. An alarming 23% of U.S. adults have no emergency …
Fox Business

When Zombie Debt Collectors Chase Written-Off Debts
Chances are that you have never heard the terms Zombie Debt or Zombie Debt Collectors. Neither had former United States Marine Lt. …

Global stocks track Wall Street; trade talks caution remains
Global stock markets tracked Wall Street higher Tuesday but investors remained alert for any developments in China-U.S. trade talks in …
ABC News

You need to create a financial planning calendar for the year
Without fail, my wife and I randomly acquire a fresh calendar every December. It’s always something different, and we always come to …
USA Today

“How can you call me unemotional? You’ve seen me cry over interest rates!”
Copyright © Randy Glasbergen
Of the currency printed in 2004, how many feature portraits of non-presidents?
See the answer below.
3 Things I Spend Too Much Money On — and Why I’m Not Sorry About Them
At this point of the year, many of the folks I know are deep in the throes of New Year’s resolutions, and an ever-popular one is to spend …
Fox Business
What Year Was It?

Columbus Mistakes Manatees for Mermaids

What Year

Christo­pher Columbus, sailing near the Dominican Republic, sees 3 “mermaids” – in reality manatees – and describes them as “not half as beautiful as they are painted.”
The day was Jan 9. What year was it?

Quote of the Week
“Money often costs too much.”
Ralph Waldo Emerson
Trivia Answer
Of the currency printed in 2004, how many feature portraits of non-presidents?
Answer: Two. Alexander Hamilton, the first Secretary of the Treasury, is on the $10 bill and Benjamin Franklin is on the $100 bill.
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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