July 25th, 2018 Newsletter


6 Tax Breaks for College Costs
Several tax breaks can ease the financial blow of college costs, whether you’re saving to send your kids to college, paying tuition bills for a child or yourself, pursuing graduate work, or repaying college loans. And some new tax laws have …

How a Remodeling Project Changes Your Property Tax Bill
You transformed your dingy basement into an entertainment room, guest quarters and a three-quarter bath. Yay! Dream realized. What’s more, the makeover helps boost your home’s value. But increased value from home remodeling can increase …
SF Gate

Strategies for saving: How to pay off your mortgage early
With the average 30-year fixed mortgage rate now climbing over 4.7 percent, it’s no surprise that many homeowners are looking for ways to pay …
USA Today

Is the era of easy money over?
Record-low interest rates ushered in a period of easy money that nursed the economy back to health. But the recovery from the Great Recession …
CNN Money

Change Your Credit Card Due Date To Match Your Social Security Income
Cash flow is often a major problem for people, especially those living on a fixed income. Since many older citizens live on just their Social …

Here’s What the Proposed Retirement Savings Changes Could Mean to You
House Ways and Means Committee Chairman Kevin Brady recently said that an outline of the much-anticipated “Tax Reform 2.0” legislation will …
Fox Business

Saving for Retirement When You Have a Side Hustle
Workers with side gigs can sock away even more for retirement in accounts designed for freelancers and other self-employed individuals …

Pay down debt or save money? How to allocate your cash
It’s one of the most common questions financial advisers hear: should I prioritize paying down debt or building up savings? Americans have …
ABC News

Could your household get by on the average retirement income?
The average household led by a retiree makes $48,000 annually before taxes and spends roughly $46,000 a year. That’s according to the …
USA Today

Too Many Retirees Are Making This Surprising Money Mistake
When it comes to retirement planning, most people focus on how much money they need to save up before they quit their jobs for good. But that’s …
Fox Business

The basics of Roth IRA contribution rules
If you work, you may be able to contribute to a Roth IRA. This type of retirement savings account allows you to take tax-free withdrawals of …

“You have to spend money to make money. So I bought myself a cabin crusier, luxury sports car, and giant screen plasma TV.”
Copyright © Randy Glasbergen
We all know that George Washington is the president featured on the 2001 one dollar bill, but do you know what his middle name was?
See the answer below.
The One Factor That Could Increase U.S. Natural Gas Prices
Natural gas prices have fallen back to prices not seen since May, hitting the mid-$2.70s per MMBtu. The fall comes in spite of some very hot weather …
What Year Was It?

First Test Tube Baby

First Test Tube Baby

Louise Joy Brown, the world’s first baby to be conceived via in vitro fertilization (IVF) is born at Oldham and District General Hospital in Manchester, England, to parents Lesley and Peter Brown.
The day was Jul 25. What year was it?

Quote of the Week
“I saw the government really using the excuse of a weak economy and a financial crisis to create more government and to push onto the American entrepreneurial society more and more restraints and government activity.”
Rob Portman
Trivia Answer
We all know that George Washington is the president featured on the 2001 one dollar bill, but do you know what his middle name was?
Answer: He had no middle name.
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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