June 13th, 2018 Newsletter


You Can Still Trim Your 2017 Tax Bill
You may have already spent your 2017 tax refund, but that doesn’t mean you should forget about your taxes until next April. Because of recent tax-law tweaks, you may be able to trim your 2017 tax bill even more. Meanwhile, if your tax …

Dependent Care Credit
A nonrefundable tax credit offered to taxpayers who pay out-of-pocket expenses for child care. The Dependent Care Credit is intended to …

Gig economy jobs aren’t really taking over America’s workforce
“Alternative” workers, which include independent contractors, people working for temporary and contract staffing agencies and on-call workers …
CNN Money

Following The Money: Why Foundations Should Be Analysing Their ‘End Spend’
Although there is often a common rationale between why a foundation gives to a specific set of organisations – their geography, size, programmatic …

Rising cost of college creating a financial hole for parents, students
The average price for tuition and fees at four-year private colleges and universities has outpaced the rate of inflation by more than 3 percentage points. …
USA Today

Variable Survivorship Life Insurance
Variable survivorship life insurance is a type of variable life insurance policy that covers two individuals and pays a death benefit to a …

In developing countries, many people cannot afford not to work
AMERICA’S unemployment statistics attract close attention, even from presidents. Early on June 1st President Donald Trump tweeted that he …
The Economist

6 Ways to Save on Your Wedding
The average cost of a wedding in 2017 Opens a New Window. was $33,391, and based on the past few decades, that number is only going to rise …
Fox Business

If you can’t buy three, don’t buy one
To save money, sometimes all it takes is a rejiggering of one’s mindset. “If you can’t pay cash for it, don’t buy it,” wrote @cheesivore, the …

How Crowdfunding Is Disrupting VCs
Last month, we celebrated the two-year anniversary of Regulation Crowdfunding. In its first year, 335 companies raised more than $40 million …

Should I pay off my debt or save for emergencies first?
You have some credit card debt and you’re up for doing the hard work of paying it off. Then along come financial experts who tell you: Hold …
CNN Money


“You saved $126 for your retirement. My advice is to convert it all to pennies and reinvest it at the nearest wishing well.”
Copyright © Randy Glasbergen
Thomas Jefferson is on the obverse of the current $2 bill. What is on the reverse?
See the answer below.
How to Insure a Credit Card Against Job Loss
When you feel like your job is teetering on a cliff due to impending layoffs, thoughts of every bill you have and how you are going to pay …
What Year Was It?

Miranda Rights Are Established

Miranda Rights Are Established

US Supreme Court hands down decision in Miranda v. Arizona, establishing that criminal suspects must be advised of their rights before interrogation.
The day was Jun 13. What year was it?

Quote of the Week
“Never spend your money before you have it.”
Thomas Jefferson
Trivia Answer
Thomas Jefferson is on the obverse of the current $2 bill. What is on the reverse?
Answer: The signing of the Declaration of Independence.
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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