November 20th, 2019 Newsletter


Income Tax Brackets for 2020 vs. 2019
Tax planning is all about thinking ahead. So, now that the IRS has released the new tax brackets for the 2020 tax year, you can (and should) start thinking about how to handle your 2020 finances in a tax-efficient way— even …

Are Social Security Survivor Benefits for Children Considered Taxable Income?
Social Security survivor benefits for children are considered taxable income only for the children who are entitled to receive them …

Make the most of your 401(k)
Most people who start saving for retirement expect things to go well. However, a number of wrong turns can make it hard for your nest …

Biggest Financial Worry? Answer: Student Loans
A new survey says student loans are causing you to delay major life decisions. Here’s what you to need to know and what to do about …

Remove Bad Entries From Your Credit Report
The first thing to do is pull your credit report to see if there is anything there. Just because an account has been in collections …
Finance Monthly

How Does a Cost-Of-Living Adjustment (COLA) Affect My Salary?
Some companies build salary adjustments into their compensation structures to offset the effects of inflation on their employees …

Is Thanksgiving getting more expensive? These researchers say so
From turkey to traveling, cranberry sauce to the festive cornucopia, Thanksgiving costs can add up. But by how much? For the third …
USA Today

Consumers are shopping for homes and buying them too
Applications for mortgages and purchases were on the rise last week. Mortgage applications jumped by 9.6 percent from a week earlier …
Fox Business

5 Timeless Financial Lessons Our Children Need Now
As a parent, there are many practical lessons we teach our children over the years — from tying their shoes to riding a bike and …

What’s Your Net Worth Telling You?
Imagine you just landed in an unfamiliar city and now have to drive a rental car to your hotel. Do you want a car with GPS navigation …

The Do-It-Yourself Retirement Lump Sum Fallacy
I’ll grab the money now and invest it, you tell yourself. Get Social Security early, or take the lump-sum buyout of a corporate pension …

“My roller derby name is “Wall Street” because it’s thrilling when I jump, scary when I fall, and everyone gets hurt when I crash.”
Copyright © Randy Glasbergen
What colors are in the background of the U.S. 2003 $20 bill?
See the answer below.
Average US price of gas remains steady
Drivers probably haven’t seen much of a change at the pump when going to fill up. The average U.S. price of regular-grade …
Fox Business
What Year Was It?

Nuremberg Trials Begin

What Year

Twenty-four high-ranking Nazis go on trial in Nuremberg, Germany, for atrocities committed during World War II.
The day was Nov 20. What year was it?

Quote of the Week
“Opportunity is missed by most people because it is dressed in overalls and looks like work.”
Thomas Edison
Trivia Answer
What colors are in the background of the U.S. 2003 $20 bill?
Answer: Green, peach, and blue.
Tom UmstattdCPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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