November 21st 2018 Newsletter


What You Need to Know About Capital Gains and Taxes
A crucial element of investing is managing how much tax you will owe on your gains. Taxes are sometimes overlooked or considered after the fact, but capital gains (depending on the security type and holding period) can have a big …

Going Through A Divorce? Start These 3 Steps Today To Save On Taxes
The Tax Cut and Jobs Act eliminated the alimony deduction for divorces after 2018. The new law will mean less money for expenses of the two …

The Trouble with Joint Bank Accounts ‘Just in Case’
Setting up joint accounts between parents and children may seem like an effective way to prepare in case of emergency or if people need …

Going cash-free is making more sense for consumers, businesses
What’s in your wallet while spur more people these days apparently it’s not cash ABC’s Karen Travers shows us the growing trend. It’s never …
ABC News

Things You Should Do Before Year-End To Get Financially Organized
When you are a financial advisor, you get slammed in January. Everyone spends the holiday season going over their goals and dreams for …

20 Ways To Save On Medical Bills
For most Americans, healthcare is a top personal and financial priority. Unfortunately, provider billing mistakes combined with the …

Moves you can make today to be richer by the end of the year
The end of the year is slowly but surely drawing near, which means that it’s time to focus on your finances if you haven’t been doing so …
USA Today

Most Americans aren’t saving nearly enough for retirement
When it comes to their golden years, most people say they’d like to spend more time with their friends and family, buy a vacation home …

The Secret to Squeezing More Happiness from Every Dollar You Spend
Before you go out and buy a snazzy new car or a 52-inch TV, read this. Research shows there may be something else to splurge on that’ll make …

4 Important Steps For Choosing Dental Insurance
Dental insurance will cost you much less in premiums than health insurance, but of course there’s a catch. Most health insurance policies …

Your dream retirement age may not be realistic. What you need to consider.
Many workers look forward to retirement and all it symbolizes – a permanent break from the daily grind and the ability to pursue hobbies …
USA Today

“Who would you rather have on your sales team, Average Joe or someone who can smell money from a mile away?”
Copyright © Randy Glasbergen
Who is the Italian statistician who published a 1912 paper on the income distribution of a nation’s citizens and who has now given his name to a measurement of inequality?
See the answer below.
How Have Credit Card Balances For The Largest Card Lenders Changed Over The Last Year?
After having crossed the $1 trillion mark a year ago, the U.S. card industry has grown steadily over recent quarters after nudging lower …
What Year Was It?

Who Shot J.R.

What Year

350 million people around the world tune in to “Dallas” to find out who shot J.R. Ewing who had been shot on the season-ending episode the previous March.
The day was Nov 21. What year was it?

Quote of the Week
“Stocks have reached what looks like a permanently high plateau.”
Irving Fisher, Professor of Economics, Yale University, 1929
Trivia Answer
Who is the Italian statistician who published a 1912 paper on the income distribution of a nation’s citizens and who has now given his name to a measurement of inequality?
Answer: (Corrado) Gini
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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