November 28th, 2018 Newsletter

5 Tax Strategies for Small-Business Owners
Small-business owners are increasingly being congratulated for their contributions to the economy. They create jobs, provide much-needed services, promote diversity and put money back into their communities. Yet, those same business …
Lump of coal? Taxes more likely for online gifts this season
Shoppers heading online to purchase holiday gifts will find they’re being charged sales tax at some websites where they weren’t before. The …
Fox Business

How and when to talk to your children about money
Jennifer and David Buckwald struggled with how to impart their financial values to their two children. The New Jersey couple wanted to ensure …

Budget Planning for the Holidays
If you’re like me, you grumble every year about the commercialism of Christmas… but then go out and spend lots of money on presents, decorations …
Investor Junkie

5 Expert Tips for Deciding Which Charities to Support This Year
This is the time of year when many Americans contemplate giving back — and not coincidentally, it’s also the time of year when …

Businesses must learn new tax law or pay the price in 2019
Small business owners who don’t take time to understand the new tax law may be in for a painful filing season next spring. While accountants …
ABC News

No emergency fund? It’s time for a financial reset
In the fall of 2017, my doctor changed my life by demanding I quit lying to myself. And over the last year, I’ve learned to be honest when I …
USA Today

Credit Score vs. Credit Report: Which One Is Better?
Your credit score and credit report are pretty much the same thing, right? Far from it. Although a fair number of consumers conflate the …

20 Most-Overlooked Tax Breaks and Deductions
Yes, tax reform eliminated or pared back a lot of popular write-offs. It’s also true that many more people will now take the standard deduction …

Smartest Ways To Stretch Your Money This Holiday Season
‘Tis the season–to spend money! The National Retail Federation found the typical consumer expects to spend an average of $1,007.24 on the …

Good information on Social Security
Social Security is one of the most important factors in older people’s financial lives. Yet the available information on the system is often …

“If my mutual funds grow an average of 7% per year, then that would be 49% in dog years, right?”
Copyright © Randy Glasbergen
What colors are in the background of the U.S. 2003 $20 bill?
See the answer below.
What to Do With Your Inherited IRA
Receiving an inheritance is never good under any circumstances. Inherited IRAs come at a tough time so it’s key to avoid adding …
What Year Was It?

Pope Urban II Orders First Crusade

What Year

Pope Urban II makes perhaps the most influential speech of the Middle Ages, giving rise to the Crusades by calling all Christians in Europe to war against Muslims in order to reclaim the Holy Land.
The day was Nov 27. What year was it?

Quote of the Week
“Opportunity is missed by most people because it is dressed in overalls and looks like work.”
Thomas Edison
Trivia Answer
What colors are in the background of the U.S. 2003 $20 bill?
Answer: Green, peach, and blue.
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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