October 16th, 2019 Newsletter


Retirement Tax Mistakes You Can’t Afford to Make
It’s easy to assume that financial choices boil down to one’s preferences. While personal preferences, goals and priorities should drive most financial decisions, they often can convert a good intention into a mistake …

Tax Lien
What Is a Tax Lien? A tax lien is a legal claim against the assets of an individual or business who fails to pay taxes owed to …

IRS clarifies some cryptocurrency tax rules
The Internal Revenue Service has clarified the tax consequences of a “hard fork” of a cryptocurrency. A hard fork occurs when …
Fox Business

Growth vs. Value Investing: Two Approaches to Investing in Stocks
Investing is one of the best ways to build wealth over time. However, there are many different strategies you can use to make …
Investor Junkie

Does the FDIC cover identity theft?
No, it doesn’t. When a third party gains access to your bank account and conducts transactions without your consent, the …

Stop stressing about lattes. It’s bank fees that cost you money.
You’ve heard it a million times – how your mindless spending on avocado toast and lattes is the only thing keeping you from millionaire …
USA Today

Retiree checks to rise modestly amid push to expand benefits
Millions of retirees will get a modest 1.6% cost-of-living increase from Social Security in 2020, an uptick with potential political …
ABC News

The Ins And Outs Of Tax-Loss Harvesting
Tax-loss harvesting can be a useful investment strategy. Depending on how you invest and whether those investments are sheltered …

How to Calculate Student Loan Interest
If you’ve recently graduated or left college, you might be surprised at how much of your student loan payment goes just to the interest …

Six-figure parent loans: When college dreams mean nightmarish debt
While Aaron Greene was packing to head back to Clark Atlanta University for his junior year, he stumbled upon a college bill at his …
USA Today

5 Unusual Gig Jobs That Pay Incredibly Well
If you are into out-of-the-box job options, then you have a lot of opportunities to make some great bucks. While most gig workers settle …


“Look at the bright side. Earth could be destroyed by an asteroid before you retire.”
Copyright © Randy Glasbergen
Who is the primary competitor for Spacely Sprockets?
See the answer below.
How to Pay Off Your Student Loans
If you borrowed money to pay for school, your first question might be how best to pay off your student loans. The short …
What Year Was It?

The Long March

What Year

The embattled Chinese Communists break through Nationalist enemy lines and begin an epic flight from their encircled headquarters in southwest China.
The day was Oct 16. What year was it?

Quote of the Week
“If money is your hope for independence you will never have it. The only real security that a man can have in this world is a reserve of knowledge, experience, and ability.”
Henry Ford
Trivia Answer
Who is the primary competitor for Spacely Sprockets?
Answer: Cogswell Cogs
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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