October 23rd, 2019 Newsletter


Think About Tax Savings Before 2019 Ends
You’ve put taxes out of your mind for months, and you would much rather prepare for the upcoming holidays than for filling out tax forms. But the final few months of this calendar year can be a great time to make sure you …
Bottom Line, Inc

What Is the Gift Tax? How to Know Whether You Owe
When tax time rolls around, you may end up doing a little extra paperwork if you’ve really made like Saint Nick this year and given …
Good Housekeeping

You can trick yourself into saving more. Here’s how
If you’re like a lot of people, you know you need to save more. Yet actually following through on that goal can be easier said …

Surprising tricks for your credit cards
Credit cards are daily payment tools for many Americans, but yours probably also has unintended tactical uses you never thought …
ABC News

5 Reasons To Start A Business In Retirement
Retirement is the perfect time for things like travel and exploring old passions. It can also be a great time to start a business. That …

Joint Investment Strategies: How to Talk to Your Partner About Investing
Deciding to combine money with your partner is a big and exciting step in your relationship. But it also requires open and clear communication …
Investor Junkie

Consider Your Trustee Carefully: It Makes a Difference
You’ve made it to a place in your estate planning where it’s been determined that setting up a trust will help accomplish the many goals …

The 6 Worst Student Loan Mistakes You Can Make
No one loves the idea of student loans. But they’re often a necessary evil—the only option for financing college, which (despite some …

The most profitable investment for businesses? Happy employees
Forget the mantra of better, faster and cheaper. Companies trying to buoy their financial performance can get a bigger return by …
Fox Business

Refinance or not? Getting a better deal isn’t always a slam dunk
Low interest rates are sparking another mortgage-refinance boom. If you haven’t applied for a loan in a few years, it might be time to …
USA Today

Millennials aren’t counting on Social Security for much help in retirement
Social Security is a central pillar in retirement security for current retirees and baby boomers. Younger generations are predicting …

“The new Tax Reform plan is simple and efficient. Toss all your money into the air, whatever lands in your pocket, you get to keep.”
Copyright © Randy Glasbergen
How many years after the total assets of America’s mutual funds hit $1 billion did it take for them to reach $1 Trillion?
See the answer below.
How to Automate Your Bill Payments
In today’s busy world, finding time to pay the bills can be a challenge. Not only is it boring, stressful and time …
What Year Was It?

Cuban Missile Crisis

What Year

In a televised speech of extraordinary gravity, President John F. Kennedy announces that U.S. spy planes have discovered Soviet missile bases in Cuba.
The day was Oct 22. What year was it?

Quote of the Week
“Managing and navigating through a financial crisis is no fun at all.”
Howard Schultz
Trivia Answer
How many years after the total assets of America’s mutual funds hit $1 billion did it take for them to reach $1 Trillion?
Answer: 45 years
Tom Umstattd, CPA
13276 Research Blvd, Ste 101
Austin, TX 78750
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